Oops… the month is over and you see that you have spent more than you intended. And what about? Often it is nothing special but you spend it without realizing it. Time for a little more overview of your income and expenses! iBilly is happy to help you with a digital overview of your finances.
Spending money unconsciously
Something we are often very good at is spending money unconsciously. Think especially of the ‘small’ expenses such as quickly getting a sandwich for lunch or a few small errands in between. It is not immediately noticeable because they are small expenses, but if you calculate it on a monthly basis, it is often disappointing. In addition to these non-conspicuous expenses, you also have two others, namely: convenience expenses and emo shopping. An example of ‘convenience spending’ is that you go to the snack bar after a busy working day because you no longer feel like cooking. Emo shopping actually says enough: shopping when you’re feeling a bit of a dip. The result is often an impulse purchase: it gives you a good feeling, but often the purchase is unnecessary. So you can definitely save on this.
How can I reduce my unnecessary expenses?
You may be aware of this behavior but not sure how to deal with it. Where do I begin? is often the question. The next step in this process is creating an overview. If you have little or no overview, you will get the following problem: you spend ‘something’ every time and at the end of the month you see that a lot of expenses have been incurred. At the moment you have no realization of this and this realization you will have to get. You can achieve this by creating an overview. You get an overview by, for example, making a list, but it is even more convenient to keep track of your finances in the iBilly app. This allows you to monitor your accounting digitally. The first step in saving has been taken!
Download the iBilly app
Would you like a helping hand when it comes to saving? iBilly is happy to help you with this process. By downloading the iBilly app you immediately get a better overview of your finances. Another perk: You can also set savings goals so that you can ultimately use your saved money towards something more valuable. The iBilly app is 100% secure and uses highly secured connections to protect your data.
Would you like to get started with our handy app? Download the iBilly app iBilly app for free and start managing your income and expenses right away. If you want to use extra functions, you can choose one of our subscriptions. Do you have some questions for us? Feel free to contact our customer service so we can help you.