Would you like to buy a house? In addition to taking out a mortgage, you also need sufficient equity. That is why it is important to start saving in a smart way when you go for your own house. We tell you everything about buying a house and saving smartly with the iBilly app. Read on quickly or download the free iBilly appto start saving immediately.
Buy your own house
Buying your own house is exciting and fun at the same time! Maybe you already have your dream house in mind. There are many things to consider when financing your new home. If you want to take out a mortgage, you can borrow a maximum of the appraised value of the home. This means that the extra costs are for your own account. This includes the so-called buyer’s costs, such as transfer tax, appraisal costs and notary costs. You also have to pay costs for any renovation and moving from your savings. You can take into account that you should have about 5 to 10% of the purchase amount of the home in your savings account. You should think of an average of €10,000 to €15,000. Time to start saving for a house!
Saving with the iBilly app
You can take a smart approach to saving by using the handy iBilly app. In the app you can easily add and monitor savings goals. If you want to save for a house, it is wise to set a specific savings goal. First determine what amount you want to save. Divide this amount by the number of months in which you want to save the money. You now know exactly how much money you need to set aside each month. It is advisable to put the money in a separate account. Then you won’t be tempted to use the money from that account for something else. By using the iBilly app when saving for a house, you quickly reach your savings goal.
Download the free app
Adding savings goals to, for example, save for a house is not the only useful function of the iBilly app. We have listed all the benefits of the app for you:
- Automatically sync and categorize banking transactions.
- A complete and up-to-date overview of your income and expenses.
- Add and monitor budgets.
- Automatically calculated future expectations.
- Adding all your loyalty cards.
- All your data is stored securely and encrypted.
- Only share your data with people of your choice, such as your partner.
Would you like to use the smart iBilly app? Do you want to start saving for a house or are you looking for an easy way to manage your finances? Then download our free app. If you have any questions, we are here for you. We are happy to help you quickly via our customer service.